Creator Earnings Calculator

For adult creators, the headline number is remarkably consistent: most major platforms take 20% and leave you 80%. That 20% usually includes card-processing costs, so on OnlyFans, Fansly, Fanvue, LoyalFans and JustForFans a $1,000 gross month nets roughly $800 before tax. The exceptions are worth knowing:

• ManyVids keeps 80% on subscriptions, customs, tips and store items, but only 60% on clip/vid sales (a 40% cut) — so your take-home depends on your product mix.
• JustForFans takes 20% on subscriptions but lets you keep up to 85% on non-subscription sales if you stay platform-exclusive.
• Fanvue runs a promotional 15% rate (keep 85%) for new creators, reverting to 20%.
• Patreon takes just 10% — but charges payment processing (~2.9% + $0.30) on top, and crucially prohibits explicit pornographic content, so it only works for artistic-nudity or SFW-adjacent creators.

The calculator applies each platform's cut (and Patreon's extra processing) to the figure you enter, then ranks them by what you keep.

This is a commission calculator, so it shows the platform's cut and nothing more. It does not deduct the things that vary wildly by person and country, and you should budget for them separately:

• Tax. You owe income/self-employment tax on your earnings — often 20–40% depending on where you live. This is usually the biggest deduction of all, and it is on you, not the platform.
• Withdrawal and currency fees. Some payout methods (wire, certain e-wallets) and currency conversions take a cut at withdrawal.
• Chargebacks. Disputed payments are clawed back, and new accounts often sit under a rolling hold.
• Agency or manager fees. If you work with a management agency, they typically take 20–50% on top.

So treat the calculator's output as your pre-tax platform take-home — an accurate comparison between platforms, not your final net income.

An honest reality check: on every major platform, earnings follow an extreme power law. Industry analysis puts the top 1% of accounts at roughly a third of all revenue, and the median creator earning under about $200 a month.

A lower platform fee is nice, but it is a rounding error next to the difference between a well-promoted account and an invisible one.

In other words: choose your platform for its audience, discovery, features and payout reliability first, and treat the fee as a tiebreaker.

Monetisation has also shifted — pay-per-view and DMs now drive a majority of top-creator earnings, not subscriptions — so the platform that helps you sell PPV and build a loyal, chatty audience will usually out-earn the one with the marginally lower cut.

Our Niche Profitability Index looks at which content niches tend to pay best.

The fees here were verified in October 2026 from platform pricing pages and reputable reporting, but platforms change commissions, thresholds and hold periods frequently and sometimes quietly.

The 20%/80% core splits are well established; the minimum-payout amounts, payout methods and hold lengths are the details most likely to drift, and some are drawn from third-party guides rather than a first-party fee page.

Always confirm the current terms on the platform itself before relying on a number — and see our Fee & Payout Comparison for thresholds and payout schedules side by side.