Xeve Review: AI Girlfriend Platform with Live Video Chat

Two price lists were on the site on 30 October 2026, and they do not agree. The pricing doc says it was last updated 4 September 2026.

It still prints an all-access membership at $12.99 a month, $8.99 a month on the quarterly plan, and $7.09 a month on the yearly plan. The cards sitting under the Continue button are the lower list.

What the Package Screen Lists

The member column is ticked unlimited for messages, video chat and making more characters. Beside it, the free column reads 30 chat messages in total, a video-call preview, 5 credits to start, and 1 custom character.

The same modal says a membership unlocks adult actions, and its example is stripping naked and a dildo. The video-call row says the call goes all the way, fully undressed, with a dildo, a vibrator and more.

That wording is the sales copy. No call was placed from our side.

Continue says you are sent to CentroBill. The note under the cards says the charge can show as CUR*Jay Web Developm. The contact page still prints a longer statement line that includes CCBill.com. The button shows Visa, Mastercard, Google Pay and Apple Pay.

The September doc still explains the credit math the cards use. An image is 5 credits and a generated video is 20, packs start at $4.99, and $22.99 buys 500 credits.

At those rates, 500 credits is about 100 stills or 25 standard videos, which is why 60 monthly credits lands on 12 images or 3 videos. A longer clip can cost more than 20.

The doc also lists crypto, iDEAL, Bancontact, EU and UK bank payments, plus PayPal and Venmo in the United States, as one-time methods that do not renew. Euros in the EU, pounds in the UK, dollars elsewhere.

We stopped before payment, so the extra methods on this checkout were not on screen.

The terms, last modified 24 September 2026, still describe a page subscription for one character, three characters, or all characters, plus 30-day, 90-day and 365-day passes, and a lifetime option where it is offered. Lifetime means the life of the service.

The package screen in front of us was Full Page Access, not a per-character picker.

Home is a dark grid titled AI Girlfriends for Video Chat. Filters read All, Human, Avatar, Anime, Trending and New.

Cards carry a short bio and a Chat now pill. A banner offered Betty as a free chat.

Some portraits are badged Real video. That is the shelf.

It is not a log of calls we placed.

What the Screens Actually Show

• A horizontal row of named characters, including Elise, Cassandra, Amara, Nova, Luna, Bianca, Brenda Dixon and Alana, plus a Real video badge on a few faces.
• A chat index split into Recent Chats and Available Chats. Alana's row showed one opener asking for your name. The conversation pane beside her profile was empty.
• My Chars said no custom characters yet, with a Create New Character button.
• The builder's first step, question 1 of 6, asks you to pick AI Generated or Human. The page says the later steps cover personality and age, look, relationship and voice, job and hobbies, writing style, and a name. We did not click past step one.
• A shorter door asks what she should call you and offers five vibes: Romantic, Playful, Intellectual, Flirty and Wild. The next modal, Make her yours, asks for one of three portraits and a suggested name. Maria, Sofia, Emma, Mia, Sara, Laura, Lina, Nina, Maya and Amira were on that screen, with Show more under them. We did not press Create and Start Chatting.

The company FAQ says live video chat is the core flow: the character is on video and reacts with lip sync, gestures and actions.

The same terms that price the credits still say users interact with videos of models whose actions are pre-defined and hard coded. Those two descriptions do not match.

We did not run a call, so this page does not pick a winner between the marketing and the contract.

A vertical feed sits in the same product, with like and dislike buttons and Generate from this. Treat the clip as a sample of the shelf, not as something we rendered.

Generate Video in the left menu opens AI Image and Video Generator. The screen we saw asked you to choose a girl or describe your own, then pick an action and a style.

Example tiles were labeled Media is AI generated. After a portrait was selected, the right column said Selected image, and the Generated media box said to start a generation to see thumbnails.

Image and Video sat as the two choices. The progress area was empty.

That is as far as it goes. The terms say the Generate button shows the credit cost before you continue, that bought credits are non-refundable, and that they expire one year after purchase.

Generated video stays the property of Jay Web Development & Services, with use limited to the rights the terms grant. We never pressed Generate, so there is no timing, no failure, and no sample from our side to judge.

If you mostly want stills of one companion, a chat-first app such as Candy AI or the image-forward DreamGF is the closer comparison. Both meter media too. Xeve.ai's pitch is the video session, with the stills as a side purchase.

The legal notice is short, which is a point in its favour. Service provider: Jay Web Development & Services, Daxerstraße, 82140 Olching, Germany.

Contact: support@xeve.ai. VAT identification number: DE452091141.

The about page says the product is operated from Germany. The contact page adds the statement line CUR*Jay Web Developm. / CCBill.com *xeve.ai, and a youth-protection officer, Anna Laduch via JS-Beauftragter.de in Essen, for youth-protection topics only.

What the Privacy Policy Actually Names

• Effective date 10 August 2026. Controller is the Olching firm above.
• Chats, including session settings, sit on Google Cloud in the EU, region europe-west1 (Belgium). Anonymous chats use a random id in the browser.
• Each chat session is deleted 12 months after its last message. Request logs go after 30 days. Account data stays until you delete the account. German tax records can remain for the statutory period, described as up to ten years on the retention doc.
• The company says chats are not sold, not used for advertising, and not used by xeve.ai to train models. Analytics and a Meta pixel do not receive conversation text, and you can switch them off on the privacy choices page.
• Reply text goes to Together AI and DeepInfra in the USA, without your email. Voice audio, if you turn the mic on, goes to Google or Apple. Spoken replies use ElevenLabs. Image and video prompts go to AtlasCloud, and the files are stored and delivered through bunny.net in the EU. A small account-free sample is quality-scored by OpenAI.

The age door is a modal. The first checkbox is consent that the site includes nudity and explicit chat, that intimate messages are processed, and that you will not use it for illegal or abusive activity.

The over-18 confirm is the button labelled I'm over 18 years old. A second checkbox is optional and only covers occasional emails and promos.

The age-check doc says a document and a selfie through Didit happen when a payment provider requires it, or when the law requires it, and that xeve.ai receives the result and a reference, not a standing ID on every visit.

We did not pay, so we did not see Didit.

The complaints page sets a zero-tolerance line for sexual content involving minors and for non-consensual intimate images. Reports go to support@xeve.ai with the subject URGENT – ILLEGAL CONTENT REPORT.

The aim, where a report is confirmed, is removal or disabling within 48 hours. It also says every character and generated image depicts an adult, that generation is limited to a fixed set of options, and that messages are screened against a blocklist.

That is moderation, not a promise of an unfiltered bot. General complaints are described as answered within 5 business days.

The cancellation policy is more useful than the terms' one-line no-refunds. Recurring plans are cancelled in the account: Home, left menu, My Membership, then Membership Details or Subscription Details, then Cancel Membership or Cancel Subscription.

A retention offer may appear. Access continues until the period you paid for ends, and the next renewal should not fire.

Delete account is in the same menu, and an active subscription has to be cancelled first or leftover time can be lost.

Refund Rules, as Written

• EU consumers can withdraw within 14 days. The site points to a Withdraw contract control, and you can email support@xeve.ai. If you asked them to start the service during those 14 days, you pay for what was already provided. They say they do not deduct a refund fee.
• Outside that window, the terms say no refunds for unused subscription time. One-time 30, 90 and 365 day passes are not recurring, cannot be cancelled mid-term, and are described as non-refundable. Separately bought credits are non-refundable and die after a year.
• An exceptional refund is case by case at the same support address. Nothing on the page promises one.

If a charge looks unfamiliar, match the descriptor CUR*Jay Web Developm. or the CCBill.com *xeve.ai line on the contact page before you dispute the wrong merchant. The package screen also redirects Continue to a provider it names as CentroBill.

Xeve.ai is not trying to be a giant community library. The shelf is a curated set of girlfriends, a builder with six questions, and a video session the company puts first.

That is a narrower job than Janitor AI, which is text roleplay at library scale, and a different job from OurDream AI, which we score at 7.5 for chat plus in-chat media.

Published FetishAura Scores Next to This One

Those other scores are from their own FetishAura reviews, not from a side-by-side test run this week. Xeve.ai's 7.2 is still a paperwork-and-interface score.

Sixty credits in a month, the allowance printed on those cards, covers roughly a dozen stills or three clips, which is thin if pictures are the point. A paid call has not shown whether the lip sync matches the FAQ.

Take the package only if the video session is the part you actually want.